See your future balances — weeks, months, or years ahead
Know where your money will be before it gets there
Stop guessing. Start forecasting your finances.
Define your recurring income and expenses. Let Xpensim forecast your future balances so you can plan with confidence, not guesswork.
Set up your salary, bills, and subscriptions once — Xpensim calculates what your balances will look like across any time period.
Turn your recurring income and expenses into a clear financial roadmap. See exactly where every account is headed.
Forecast future balances
See projected balances for any period — next week, next quarter, or next year.
Model recurring finances
Set up salary, rent, subscriptions, and variable costs with flexible schedules.
Compare plan vs. reality
Import bank data and see exactly where your actual spending diverged from projections.
Adjust scenarios instantly
Change a record, add an expense, or shift a schedule — balances recalculate automatically.
Balance Forecasting
Define your recurring income and expenses once. Xpensim projects your balances across weeks, months, quarters, or years — so you always know what's ahead.
Dashboard Overview
All your accounts at a glance — balances, projected changes, and period summaries. Pin important accounts and navigate periods in one click.
Balance Over Time
Interactive charts show how your balance evolves. Spot trends and plan around them before they become problems.
Track Actual Values
Record real amounts as they come in. Compare projected vs. actual side by side to see exactly where your plan held — and where it didn't.
Smart CSV Import
Import from any CSV file with flexible column mapping, regex pattern matching, and AI-powered Smart Match that automatically categorizes transactions into expense records.
Flexible Time Periods
View finances by week, month, quarter, or year — including fiscal periods. Choose the timeline that matches how you think about money.
How It Works
Add your recurring finances
Enter your income, bills, and expenses — salary, rent, subscriptions, anything with a schedule.
See your future balances
Xpensim projects where your accounts will stand — weeks, months, or years ahead.
Track and adjust
Import CSV files to compare projections with reality. Refine your plan as you go.
Use Cases
Xpensim adapts to the way you manage money. Here are a few ways people use it:
Everyday Checking
Track salary, rent, groceries, insurance, and subscriptions. Know exactly what your checking account will look like next month — or next year.
Long-Term Savings
Model an initial deposit with compound interest, add monthly contributions, and see how your savings grow over time with projected yields.
Project & Business
Track client income, office rent, utilities, professional services, and marketing costs. Forecast project cash flow and plan ahead for tax payments.
Start with one of the built-in sample accounts, or create your own from scratch.
Start planning your finances today
See your projected balances in minutes. No credit card required.
Free plan includes 3 accounts with full forecasting. Upgrade to Pro for unlimited accounts, CSV import, account sharing, and more.
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